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	<title>Comments on: Will Closing Credit Card Accounts Help Your Credit Score?</title>
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	<link>http://blog.quizzle.com/2008/05/will-closing-credit-card-accounts-help-your-credit-score/</link>
	<description>Personal Finance Tips and Tidbits</description>
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		<title>By: randal</title>
		<link>http://blog.quizzle.com/2008/05/will-closing-credit-card-accounts-help-your-credit-score/comment-page-1/#comment-592</link>
		<dc:creator>randal</dc:creator>
		<pubDate>Thu, 07 Jan 2010 21:11:02 +0000</pubDate>
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		<description>how do you feel about Dave Ramsey&#039;s view of completely being debt free and not using any more credit and cash only?
i have found you cant get around without having use some form of credit.
the key is to learn to be responsible and learn to say no to buying impulses.</description>
		<content:encoded><![CDATA[<p>how do you feel about Dave Ramsey&#8217;s view of completely being debt free and not using any more credit and cash only?<br />
i have found you cant get around without having use some form of credit.<br />
the key is to learn to be responsible and learn to say no to buying impulses.</p>
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		<title>By: Ann-Marie Murphy</title>
		<link>http://blog.quizzle.com/2008/05/will-closing-credit-card-accounts-help-your-credit-score/comment-page-1/#comment-324</link>
		<dc:creator>Ann-Marie Murphy</dc:creator>
		<pubDate>Thu, 29 Oct 2009 16:33:46 +0000</pubDate>
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		<description>Hi John - Great question! I&#039;d still recommend keeping the credit card account open, but charging small amounts on that card monthly to avoid the non-usage fees. For example, I have one credit card that I use just for gas. The monthly balance is never that high, which I always pay off in full, and it allows me to maintain my credit history on that card.</description>
		<content:encoded><![CDATA[<p>Hi John &#8211; Great question! I&#8217;d still recommend keeping the credit card account open, but charging small amounts on that card monthly to avoid the non-usage fees. For example, I have one credit card that I use just for gas. The monthly balance is never that high, which I always pay off in full, and it allows me to maintain my credit history on that card.</p>
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		<title>By: John Ireland</title>
		<link>http://blog.quizzle.com/2008/05/will-closing-credit-card-accounts-help-your-credit-score/comment-page-1/#comment-323</link>
		<dc:creator>John Ireland</dc:creator>
		<pubDate>Thu, 29 Oct 2009 16:27:17 +0000</pubDate>
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		<description>Recent news articles indicate bank credit cards will soon begin charging an annual fee in the range of $35 to $50 if credit cards are not used often enough.  How would this change your advice?</description>
		<content:encoded><![CDATA[<p>Recent news articles indicate bank credit cards will soon begin charging an annual fee in the range of $35 to $50 if credit cards are not used often enough.  How would this change your advice?</p>
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