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	<title>Comments on: How to understand credit reports and credit scores</title>
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	<link>http://blog.quizzle.com/2008/07/how-to-understand-credit-reports-and-scores/</link>
	<description>Quizzle website news, money saving tips and expert advice on your credit report and score, home value, home loan and personal budget.</description>
	<lastBuildDate>Wed, 18 Nov 2009 15:55:10 -0500</lastBuildDate>
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		<title>By: angella</title>
		<link>http://blog.quizzle.com/2008/07/how-to-understand-credit-reports-and-scores/comment-page-1/#comment-2430</link>
		<dc:creator>angella</dc:creator>
		<pubDate>Wed, 14 Oct 2009 15:10:59 +0000</pubDate>
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		<description>This is a very helpful website. Thank you very much, it is giving me the hope (and help)that i needed.</description>
		<content:encoded><![CDATA[<p>This is a very helpful website. Thank you very much, it is giving me the hope (and help)that i needed.</p>
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		<title>By: Mark D</title>
		<link>http://blog.quizzle.com/2008/07/how-to-understand-credit-reports-and-scores/comment-page-1/#comment-861</link>
		<dc:creator>Mark D</dc:creator>
		<pubDate>Fri, 08 Aug 2008 16:04:47 +0000</pubDate>
		<guid isPermaLink="false">http://blog.quizzle.com/?p=119#comment-861</guid>
		<description>Something else you may want to note is the new FICO 08 guidelines.

For example, in the past, closing an account would lower a score, but not by much. Now, it may ding a score even more since FICO 08 puts greater emphasis on the amount of credit available compared to the amount used. 

There&#039;s a few other changes as well, and maybe a post highlighting them would be a good topic.

Oh, and not a bad site at all. I&#039;ll add it to the bookmarks.</description>
		<content:encoded><![CDATA[<p>Something else you may want to note is the new FICO 08 guidelines.</p>
<p>For example, in the past, closing an account would lower a score, but not by much. Now, it may ding a score even more since FICO 08 puts greater emphasis on the amount of credit available compared to the amount used. </p>
<p>There&#8217;s a few other changes as well, and maybe a post highlighting them would be a good topic.</p>
<p>Oh, and not a bad site at all. I&#8217;ll add it to the bookmarks.</p>
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