Comments on: 10 Common Credit Report & Credit Score Myths

By: Sara

Sara — Mon, 08 Mar 2010 23:06:27 +0000

I heart Dave Ramsey

By: Rudy

Rudy — Fri, 05 Mar 2010 18:11:35 +0000

Chris is obviously a “Ramsey” listener. Way to go Chris!!

By: Chris

Chris — Thu, 04 Mar 2010 22:41:41 +0000

Refuse to worship at the alter of the great FICO all a credit score is, is an “I LOVE DEBT SCORE.” If you pay cash for everything you don’t need a credit score. Credit is what has put America in the hole we are in today. Let’s get back to doing things the way our great grandparents did things. If we decide we want something, then we save the money and go buy it. Cash is king, debt is dumb, and the paid off home mortgage has taken the place of the BMW as the status symbol of choice.

By: CocoTe

CocoTe — Thu, 25 Feb 2010 22:39:29 +0000

agree + w/ jeremy ;Credit scores are all a BIG JOKE
my wife can walk into any Car dealer and buy a Brand new car and she doesn’t even WORK
while I’ve been working and paying all our bills I didn’t have enough credit for a Laptop while she has amassed over
$40 K in available credit…RIDICUOSLY

By: jeremy plank

jeremy plank — Thu, 25 Feb 2010 07:11:06 +0000

credit scores are a joke,its a way for the banks to judge on people, the banks dont wanna admit that the real revenue the get is from the middle class man who goes paycheck to paycheck but still does all the things his family expects…they call that your finance rate..rich people have good credit because of the income or the bank account..normal people get scrutinized because we work 60 hrs a week and make less than 30,000 a year

By: Kristen

Kristen — Tue, 23 Feb 2010 20:33:57 +0000

For Trevor with the 681 score. I had 688 and my boyfriend had 681 and we still qualified to buy a house. By myself, $115k but with us together, we qualified for a $140k house. Getting the house bumped my credit score way up past 780 too.

By: chuck

chuck — Mon, 22 Feb 2010 02:11:35 +0000

we will be selling a home this summer on a short sale or a forclousure in lew. how will it affect our credit score?

By: todd

todd — Tue, 16 Feb 2010 03:04:06 +0000

i have a auto repo on my credit due to cosinging 4 a family memmber that didnt pay there payments and hold up there end of the deal im in a program to clear and pay off my debt in full how long will it stay on my credit befor it comes off and when will my score go up or will it even go up i rent from a relastate company will that in prove my score if its payed ever month on time witch my rent is ontime every were iv lived well thanks if u can anser these ? i would like that

By: Thomas

Thomas — Mon, 15 Feb 2010 21:57:07 +0000

I am a landlord. I do not report anything to a CB unless it is bad. Due to the fact that I am not extending credit to any of the tennants, they pay to live there. That’s all. If they were to leave and break the lease, I would report it. Also if they tear up the place and I get a judgement against them in court, I would report it. These things are meant to keep people honest, not to hurt them. As long as they pay the judgement, it would actually help them in the long run.

By: rhonda

rhonda — Mon, 15 Feb 2010 18:39:05 +0000

The apartment complex would NOT let me out of the lease early (sorry, I made a typo previously).