Arithmophobia – Quizzle Takes the Fear Out of Numbers

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When you are trying to lose weight, the first thing you do is step on the scale. For most of us, it is the most dreaded morning ritual.

We find ourselves doing everything we can to make this as pain free as possible. We find little tips and tricks to make this not ruin our morning. We wear as little clothes as possible, go to the restroom before hand and even make excuses for the off number we see because of a previous nights meal.

We often put off stepping on a scale, in fear of what numbers will pop up. You may fear your weight, but you don’t have to have the same fear with your credit! Over 27% of Americans have never seen their credit report before which is all too similar to the amount of Americans who want to lose weight but are just confused about how to do so.

[Free Resource: Check your free credit report and score]

At, not only are you supplied with a FREE credit score AND report, but they also offer educational programs to help their users get a complete understanding of their credit and have fun while doing it! understands that credit, like weight loss, can be scary but it doesn’t need to be! Like a successful weight loss program, Quizzle provides it’s users with steps to take control of their credit and personal finances and get back on track. Speaking of easy to follow steps, follow these and you will discover just how easy becoming a credit master can be…

1. Sign up to get a free credit report and score.

Head over to to start! You will never be asked for your social security number or a credit card number so rest assured! Your credit report gives a listing of credit card debt, loans and liens.

2. Follow the recommendations, but be aware that there may be some setbacks.

It is important to make at least the minimum payments on your credit cards each month and on time. But Todd Albery, CEO of says that it is important to not be discouraged if your credit isn’t improving right away, like any good plan it takes time.

3. Pay all of your bills on time every month.

If your credit score is under 700, chances are you’ve never missed a payment in the past. Missing monthly payments is one of the worst things you can do to your credit score. That’s because payment history, or how reliably you’ve paid your bills on time, makes up roughly a third of your credit score – more than any other factor. If you work on only one thing to improve your credit, this would be it.

4. Use a small percentage of your available credit.

The second largest piece of your credit score is “credit utilization,” or the percentage of credit you use (balances) compared to the amount of credit that’s available to you (limits). If your credit utilization rises above 50 percent, your credit score will suffer, according to Ed Deshields, President of CE Analytics – the company that created the CE Credit Score. So, keep balances low and avoid accumulating charges on credit cards with low credit limits.

5. Dispute inaccuracies on your credit report.

Nearly 80 percent of credit reports contain an error, according to a survey by the U.S. Public Interest Research Group – and errors can take a toll on your credit score. That’s why it’s important to check your credit report regularly and dispute any inaccurate information that you may find. You can get a free copy of your credit report and score, plus the ability to dispute errors online at

[Free Resource: Check your free credit report and score]

Above all else the Quizzologists recognize that gaining control of your personal finances is hard work – and a labor that often goes unrecognized or rewarded. Unlike weight loss, once you hit your credit goal you can treat yourself to a nice ice cream sundae and not see the negative effects the next morning.