Quizzle’s Credit Card Guidebook

Written By:

Visa, MasterCard, American Express and Discover: What's the Difference?

Visa, MasterCard, American Express and Discover: What's the Difference?Charge cards–they can be a helpful tool for your credit or a plastic nightmare for your personal finances, depending entirely on how you use them. Building credit requires demonstrating your reliability as a borrower, so when applied for with care and paid dependably, credit cards can be one of the best ways to prove your creditworthiness.

But credit cards, like any tool, can also do a lot of damage if you don’t know the proper techniques. Too many cards, too much debt, or even cards applied for at the wrong time can all end up taking a toll on your credit reports and scores. Hence, the Quizzle Credit Card Guidebook!

Quizzologists want to keep you on the good side of this equation, so we’ve taken the liberty of gathering relevant links and articles that can help you stay on the straight and narrow edge of that card in your wallet.

How many cards should you carry? Are there differences between the major cards? Can closing your credit accounts help your credit reports, or could that do harm? How about department store credit cards–are they a good bet? We may me asking a lot of questions, but rest assured, we also have the answers for you!

Read the Complete Credit Card Guidebook:

CHAPTER ONE: How Cards Help (or Hurt) Credit

CHAPTER TWO: Avoiding Common Credit Mistakes

CHAPTER THREE: Credit Cards, Interest Rates, and Debt

CHAPTER FOUR: What are the Best Cards?

CHAPTER FIVE: ‘Hard’ Credit Pulls and ‘Soft’ Credit Pulls

Additional Resources:

How Credit Cards Affect Your Credit Rating [Investopedia.com]

6 Experts Offer Credit Card Advice for 2012 [Mainstreet.com]

10 Worst Credit Card Mistakes [CreditCards.com]

Understanding Credit Card Interest [Investopedia.com]

How Do Credit Cards Differ by Company?

Best Credit Cards – 2012 [DailyMarkets.com]

Credit Cards That Are Worth It [HuffingtonPost.com]

Soft Pull vs. Hard Pull [MoneyEconomics.com]

Hard and Soft Credit Inquiries Explained [Yahoo.com]

Hard Credit Pull vs. Soft Credit Pull – Infographic [Lendio.com]