Personal Finance 101: Credit Cards

As a 20-something, I’m learning the importance of building my credit history now, so in the future I’ll be in a position to make the financial moves I want when I’m ready, rather than letting my credit score have control over my major life decisions.

One way to show responsibility with credit is by using a credit card.

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The Pros and Cons of Paperless Billing

Many industries have recently switched to the “going green” ideals of operating on a paperless system. According to, if 20 percent of American households switched from paper to electronic bills, statements and payments each year, the collective impact would:

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