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	<title>Quizzle Blog &#187; Credit Reports, Scores &amp; Cards</title>
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	<description>Quizzle website news, money saving tips and expert advice on your credit report and score, home value, home loan and personal budget.</description>
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		<title>7 Tips to Protect Your Credit during the Holidays</title>
		<link>http://blog.quizzle.com/2009/11/7-tips-to-protect-your-credit-during-the-holidays/</link>
		<comments>http://blog.quizzle.com/2009/11/7-tips-to-protect-your-credit-during-the-holidays/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 20:47:38 +0000</pubDate>
		<dc:creator>Ann-Marie Murphy</dc:creator>
				<category><![CDATA[Credit Reports, Scores & Cards]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit cards]]></category>
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		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[retail credit cards]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=566</guid>
		<description><![CDATA[
With the holidays just around the corner, there&#8217;s no time like the present to get smart about your credit. Give yourself the gift of good credit by making intelligent decisions this holiday season. After all, good credit is the gift that keeps on giving.
1. Check Your Credit Before the Holidays
A single error on your credit [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Quizzle Featured on Today Show as a Site that Offers a Free Credit Score, No Strings Attached</title>
		<link>http://blog.quizzle.com/2009/11/quizzle-featured-on-today-show-as-a-site-that-offers-a-free-credit-score-no-strings-attached/</link>
		<comments>http://blog.quizzle.com/2009/11/quizzle-featured-on-today-show-as-a-site-that-offers-a-free-credit-score-no-strings-attached/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 18:41:41 +0000</pubDate>
		<dc:creator>Ann-Marie Murphy</dc:creator>
				<category><![CDATA[Credit Reports, Scores & Cards]]></category>
		<category><![CDATA[Quizzle News & Features]]></category>
		<category><![CDATA[credit card law]]></category>
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		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[today show]]></category>
		<category><![CDATA[your credit score]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=545</guid>
		<description><![CDATA[In a report about how to deal with rising credit cards rates, TODAY financial editor, Jean Chatzky, suggests viewers visit Quizzle.com to get a totally free credit score, no catches, no trial subscriptions, no credit card required:

Visit msnbc.com for Breaking News, World News, and News about the Economy

Watch the entire video on the Today Show [...]]]></description>
		<wfw:commentRss>http://blog.quizzle.com/2009/11/quizzle-featured-on-today-show-as-a-site-that-offers-a-free-credit-score-no-strings-attached/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>10 Common Credit Report &amp; Credit Score Myths</title>
		<link>http://blog.quizzle.com/2009/10/10-common-credit-report-credit-score-myths/</link>
		<comments>http://blog.quizzle.com/2009/10/10-common-credit-report-credit-score-myths/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 17:40:57 +0000</pubDate>
		<dc:creator>Ann-Marie Murphy</dc:creator>
				<category><![CDATA[Credit Reports, Scores & Cards]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit management]]></category>
		<category><![CDATA[credit myths]]></category>
		<category><![CDATA[credit report myths]]></category>
		<category><![CDATA[credit score myths]]></category>
		<category><![CDATA[credit tips]]></category>
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		<category><![CDATA[free credit report without a credit card]]></category>
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		<category><![CDATA[free online credit report]]></category>
		<category><![CDATA[manage credit]]></category>
		<category><![CDATA[manage your credit]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[quizzle blog]]></category>
		<category><![CDATA[quizzle.com]]></category>
		<category><![CDATA[really free credit report]]></category>
		<category><![CDATA[totally free credit report]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=533</guid>
		<description><![CDATA[
Credit has its fair share of myths, legends and misinformation. Pile on top the proprietary nature of credit scores, the formulas for which are closely guarded secrets, and navigating the credit waters becomes even more confusing.
Time to dispel some common myths about credit reports, credit scores and credit cards:
1. Pulling your credit report will hurt [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Quizzle Launches New Credit Improvement Tool!</title>
		<link>http://blog.quizzle.com/2009/10/quizzle-launches-new-credit-improvement-tool/</link>
		<comments>http://blog.quizzle.com/2009/10/quizzle-launches-new-credit-improvement-tool/#comments</comments>
		<pubDate>Thu, 08 Oct 2009 13:00:43 +0000</pubDate>
		<dc:creator>Ann-Marie Murphy</dc:creator>
				<category><![CDATA[Credit Reports, Scores & Cards]]></category>
		<category><![CDATA[Quizzle News & Features]]></category>
		<category><![CDATA[credit help]]></category>
		<category><![CDATA[credit improve]]></category>
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		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[quizzle blog]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=522</guid>
		<description><![CDATA[Could your credit use a little tweaking?
Maybe you&#8217;d like to buy a home or refinance your mortgage. Or maybe your beloved jalopy is on its way out and you need to purchase a new car. Or maybe you&#8217;ve simply grown sick and tired of paying so much interest on your credit cards.
When your credit is [...]]]></description>
		<wfw:commentRss>http://blog.quizzle.com/2009/10/quizzle-launches-new-credit-improvement-tool/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What the Heck Is the Fed Funds Rate and Why Should I Care?</title>
		<link>http://blog.quizzle.com/2009/09/what-the-heck-is-the-fed-funds-rate-and-why-should-i-care/</link>
		<comments>http://blog.quizzle.com/2009/09/what-the-heck-is-the-fed-funds-rate-and-why-should-i-care/#comments</comments>
		<pubDate>Wed, 23 Sep 2009 21:07:02 +0000</pubDate>
		<dc:creator>Ann-Marie Murphy</dc:creator>
				<category><![CDATA[Credit Reports, Scores & Cards]]></category>
		<category><![CDATA[News from the Fed]]></category>
		<category><![CDATA[Personal Finance & Budgeting]]></category>
		<category><![CDATA[Your Home Loan]]></category>
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		<category><![CDATA[adjustable rate mortgages]]></category>
		<category><![CDATA[arm]]></category>
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		<category><![CDATA[savings account]]></category>
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		<category><![CDATA[short-term interest rates]]></category>
		<category><![CDATA[short-term loans]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=515</guid>
		<description><![CDATA[The Federal Open Market Committee (FOMC) &#8211; a bunch of smartypants from the Federal Reserve Board and Federal Reserve Bank &#8211; meet eight times a year to talk about money issues, one of them being the federal, or &#8220;fed,&#8221; funds rate.
The fed funds rate is the rate at which banks lend money to one another [...]]]></description>
		<wfw:commentRss>http://blog.quizzle.com/2009/09/what-the-heck-is-the-fed-funds-rate-and-why-should-i-care/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Free Credit Report &amp; Free Credit Score Websites: A Comparison</title>
		<link>http://blog.quizzle.com/2009/09/free-credit-report-free-credit-score-websites-a-comparison/</link>
		<comments>http://blog.quizzle.com/2009/09/free-credit-report-free-credit-score-websites-a-comparison/#comments</comments>
		<pubDate>Thu, 10 Sep 2009 18:54:41 +0000</pubDate>
		<dc:creator>Ann-Marie Murphy</dc:creator>
				<category><![CDATA[Credit Reports, Scores & Cards]]></category>
		<category><![CDATA[comparison]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit management]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[free credit report]]></category>
		<category><![CDATA[free credit report without a credit card]]></category>
		<category><![CDATA[free credit score]]></category>
		<category><![CDATA[free credit score no credit card needed]]></category>
		<category><![CDATA[free experian credit report]]></category>
		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[quizzle blog]]></category>
		<category><![CDATA[quizzle.com]]></category>
		<category><![CDATA[totally free credit report]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=507</guid>
		<description><![CDATA[Check it out: According to Wikipedia, Quizzle.com is the ONLY website that offers both a free credit report AND free credit score, no catches, no trial subscriptions, no credit card required.

Click Chart for A Closer Look


Quizzle is also the ONLY site that doesn&#8217;t ask you for your Social Security Number. That&#8217;s right, keep that deeply [...]]]></description>
		<wfw:commentRss>http://blog.quizzle.com/2009/09/free-credit-report-free-credit-score-websites-a-comparison/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>7 Ways to Improve Your Credit Score</title>
		<link>http://blog.quizzle.com/2009/09/7-ways-to-improve-your-credit-score/</link>
		<comments>http://blog.quizzle.com/2009/09/7-ways-to-improve-your-credit-score/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 21:26:23 +0000</pubDate>
		<dc:creator>Ann-Marie Murphy</dc:creator>
				<category><![CDATA[Credit Reports, Scores & Cards]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit management]]></category>
		<category><![CDATA[free credit report]]></category>
		<category><![CDATA[free credit report without a credit card]]></category>
		<category><![CDATA[free credit score]]></category>
		<category><![CDATA[free experian credit report]]></category>
		<category><![CDATA[good credit]]></category>
		<category><![CDATA[how to improve your credit score]]></category>
		<category><![CDATA[improve my credit]]></category>
		<category><![CDATA[improve your credit]]></category>
		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[quizzle blog]]></category>
		<category><![CDATA[quizzle.com]]></category>
		<category><![CDATA[totally free credit report]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=504</guid>
		<description><![CDATA[Big changes are coming. The bulk of the new Credit CARD Act provisions go into effect in February, which may change the way many of us use credit.
While some consumers will benefit, others may find it difficult to access credit at all. In fact, a few credit card companies have already begun cutting off customers [...]]]></description>
		<wfw:commentRss>http://blog.quizzle.com/2009/09/7-ways-to-improve-your-credit-score/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>5 Ways to Build Credit from Scratch</title>
		<link>http://blog.quizzle.com/2009/08/5-ways-to-build-credit-from-scratch/</link>
		<comments>http://blog.quizzle.com/2009/08/5-ways-to-build-credit-from-scratch/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 20:04:01 +0000</pubDate>
		<dc:creator>Ann-Marie Murphy</dc:creator>
				<category><![CDATA[Credit Reports, Scores & Cards]]></category>
		<category><![CDATA[building credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit management]]></category>
		<category><![CDATA[free credit report]]></category>
		<category><![CDATA[free credit score]]></category>
		<category><![CDATA[how to build credit]]></category>
		<category><![CDATA[improve my credit score]]></category>
		<category><![CDATA[improve your credit score]]></category>
		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[quizzle blog]]></category>
		<category><![CDATA[quizzle.com]]></category>
		<category><![CDATA[secured credit card]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=501</guid>
		<description><![CDATA[If you just turned 18, it&#8217;s time to start thinking about credit and your financial future. Your credit report will affect almost every important financial move you&#8217;ll make, including buying a home or car. It may even affect your chances of getting a job, as employers can check your credit report during the hiring process.
The [...]]]></description>
		<wfw:commentRss>http://blog.quizzle.com/2009/08/5-ways-to-build-credit-from-scratch/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Credit CARD Act Provisions; Will Your Credit Cards Be Affected?</title>
		<link>http://blog.quizzle.com/2009/08/new-credit-card-act-provisions-will-your-credit-cards-be-affected/</link>
		<comments>http://blog.quizzle.com/2009/08/new-credit-card-act-provisions-will-your-credit-cards-be-affected/#comments</comments>
		<pubDate>Mon, 17 Aug 2009 19:40:10 +0000</pubDate>
		<dc:creator>Ann-Marie Murphy</dc:creator>
				<category><![CDATA[Credit Reports, Scores & Cards]]></category>
		<category><![CDATA[annual percentage rate apr]]></category>
		<category><![CDATA[august 20 2009]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card accountability responsibility and disclosure act]]></category>
		<category><![CDATA[credit card act]]></category>
		<category><![CDATA[credit card act of 2009]]></category>
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		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[quizzle blog]]></category>
		<category><![CDATA[quizzle.com]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=459</guid>
		<description><![CDATA[Back in May, President Obama signed into law the Credit CARD Act of 2009, officially known as the Credit Card Accountability Responsibility and Disclosure Act of 2009. It&#8217;s a pretty big deal and will likely affect your credit cards one way or another.
The Credit CARD Act includes several provisions, most of which will go into [...]]]></description>
		<wfw:commentRss>http://blog.quizzle.com/2009/08/new-credit-card-act-provisions-will-your-credit-cards-be-affected/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>A Free Credit Report and Free Credit Score, You Say? Okay, What&#8217;s the Catch?</title>
		<link>http://blog.quizzle.com/2009/07/a-free-credit-report-and-free-credit-score-you-say-okay-whats-the-catch/</link>
		<comments>http://blog.quizzle.com/2009/07/a-free-credit-report-and-free-credit-score-you-say-okay-whats-the-catch/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 20:15:40 +0000</pubDate>
		<dc:creator>Ann-Marie Murphy</dc:creator>
				<category><![CDATA[Credit Reports, Scores & Cards]]></category>
		<category><![CDATA[annual credit report]]></category>
		<category><![CDATA[Clark Howard]]></category>
		<category><![CDATA[credit management]]></category>
		<category><![CDATA[free credit report]]></category>
		<category><![CDATA[free credit report without a credit card]]></category>
		<category><![CDATA[free credit reports]]></category>
		<category><![CDATA[free credit score]]></category>
		<category><![CDATA[free credit score no credit card needed]]></category>
		<category><![CDATA[free credit score without credit card]]></category>
		<category><![CDATA[free credit scores]]></category>
		<category><![CDATA[free experian credit report]]></category>
		<category><![CDATA[free online credit report]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[quicken credit report]]></category>
		<category><![CDATA[quicken credit score]]></category>
		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[quizzle blog]]></category>
		<category><![CDATA[quizzle credit report]]></category>
		<category><![CDATA[quizzle credit score]]></category>
		<category><![CDATA[quizzle reviews]]></category>
		<category><![CDATA[quizzle.com]]></category>
		<category><![CDATA[really free credit report]]></category>
		<category><![CDATA[totally free credit report]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=343</guid>
		<description><![CDATA[It&#8217;s always a shame when a few bad apples spoil the bunch. Unfortunately, that appears to be the case in the world of free credit reports and free credit scores.
On Quizzle&#8217;s Yahoo! Answers Knowledge Partner profile, I answer questions about credit and personal finance, and I can&#8217;t tell you how many times I&#8217;ve come across [...]]]></description>
		<wfw:commentRss>http://blog.quizzle.com/2009/07/a-free-credit-report-and-free-credit-score-you-say-okay-whats-the-catch/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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