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	<title>Quizzle Blog &#187; Home Loans</title>
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	<description>Personal Finance Tips and Tidbits</description>
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		<title>The 3 Biggest Mistakes People Make When Shopping for a Mortgage</title>
		<link>http://blog.quizzle.com/2010/03/the-3-biggest-mistakes-people-make-when-shopping-for-a-mortgage/</link>
		<comments>http://blog.quizzle.com/2010/03/the-3-biggest-mistakes-people-make-when-shopping-for-a-mortgage/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 21:35:14 +0000</pubDate>
		<dc:creator>Guest Blogger</dc:creator>
				<category><![CDATA[Home]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[borrower]]></category>
		<category><![CDATA[client testimonials]]></category>
		<category><![CDATA[comparable mortgage rates]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan expert]]></category>
		<category><![CDATA[home loan lenders]]></category>
		<category><![CDATA[mortgage lenders]]></category>
		<category><![CDATA[mortgage market]]></category>
		<category><![CDATA[mortgage mistakes]]></category>
		<category><![CDATA[mortgage pricing]]></category>
		<category><![CDATA[mortgage process]]></category>
		<category><![CDATA[mortgage quote]]></category>
		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[rates and costs]]></category>
		<category><![CDATA[shopping for a home loan]]></category>
		<category><![CDATA[trust]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=1163</guid>
		<description><![CDATA[
By: Chris Klau
Shopping for a mortgage is truly unlike any other consumer shopping experience. Take for example a person in the market for the latest XYZ-model lawnmower. He may start by quickly scanning the Internet for consumer reviews, or he might visit a few retail stores to find the lowest price. The decision he makes [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 Ways to Avoid Foreclosure</title>
		<link>http://blog.quizzle.com/2010/03/3-ways-to-avoid-foreclosure/</link>
		<comments>http://blog.quizzle.com/2010/03/3-ways-to-avoid-foreclosure/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 16:26:42 +0000</pubDate>
		<dc:creator>Guest Blogger</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Homeowner Tips]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[deed in lieu of foreclosure]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure advice]]></category>
		<category><![CDATA[foreclosure tips]]></category>
		<category><![CDATA[free credit score]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[how to avoid foreclosure]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[loan mod]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[loan mods]]></category>
		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[mortgage rate]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=1153</guid>
		<description><![CDATA[
By: Jenny Zhang
With a national unemployment rate hovering around 10 percent and property values still down, many Americans are struggling to make their monthly mortgage payments. What&#8217;s worse is there&#8217;s a widespread belief that foreclosure is a way out. The reality is that foreclosure can significantly affect your credit score, prevent you from qualifying for [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>4 Reasons to Refinance Your Home Loan</title>
		<link>http://blog.quizzle.com/2010/02/4-reasons-to-refinance-your-home-loan/</link>
		<comments>http://blog.quizzle.com/2010/02/4-reasons-to-refinance-your-home-loan/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 18:25:08 +0000</pubDate>
		<dc:creator>Guest Blogger</dc:creator>
				<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Personal Finance & Money Management]]></category>
		<category><![CDATA[chris klau]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[reasons to refinance]]></category>
		<category><![CDATA[refi]]></category>
		<category><![CDATA[refinance loan]]></category>
		<category><![CDATA[refinances]]></category>
		<category><![CDATA[refinancing]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=782</guid>
		<description><![CDATA[
By: Chris Klau
While lowering your interest rate on your home loan and saving money on your monthly mortgage payment is a good reason to refinance, it’s not the only one. Your home loan, if used properly, can help you achieve greater financial freedom and flexibility. It can help you accomplish life goals like going to [...]]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>3 Major Money Mistakes that Can Cost You</title>
		<link>http://blog.quizzle.com/2010/02/3-major-money-mistakes-that-can-cost-you/</link>
		<comments>http://blog.quizzle.com/2010/02/3-major-money-mistakes-that-can-cost-you/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 17:28:36 +0000</pubDate>
		<dc:creator>Ann-Marie Murphy</dc:creator>
				<category><![CDATA[Credit Reports & Scores]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Savings & Retirement]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[emergency savings fund]]></category>
		<category><![CDATA[free credit report]]></category>
		<category><![CDATA[free credit score]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[money mishaps]]></category>
		<category><![CDATA[money mistakes]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[rainy day fund]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=662</guid>
		<description><![CDATA[
Everyone makes mistakes, or so my mother tells me. But when it comes to making mistakes with your money, it can cost you.
Avoid expensive mishaps by being in the know, particularly when it comes to your credit score, home loan and rainy day fund:
 
Ignoring Your Credit Score
Your credit score has never been as important [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Why You Shouldn&#039;t Wait for a Lower Rate on Your Home Loan</title>
		<link>http://blog.quizzle.com/2010/01/why-you-shouldnt-wait-for-a-lower-rate-on-your-home-loan/</link>
		<comments>http://blog.quizzle.com/2010/01/why-you-shouldnt-wait-for-a-lower-rate-on-your-home-loan/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 16:38:00 +0000</pubDate>
		<dc:creator>Guest Blogger</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[best interest rate]]></category>
		<category><![CDATA[best interest rates]]></category>
		<category><![CDATA[chris klau]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[lowest rate mortgage]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage insiders]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[Quizzle]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=650</guid>
		<description><![CDATA[
By: Chris Klau
The following question is one that we get often at Quizzle.com, the free and easy way to manage your home, money and credit – all in one spot. To give you the best possible answer, we’ve brought in Home Loan Expert Chris Klau.
Chris has nearly 10 years of experience in the mortgage industry [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I&#039;ve Found My Dream Home&#8230; Now What?</title>
		<link>http://blog.quizzle.com/2009/12/home-loan-qa-ive-found-my-dream-home-now-what/</link>
		<comments>http://blog.quizzle.com/2009/12/home-loan-qa-ive-found-my-dream-home-now-what/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 13:00:47 +0000</pubDate>
		<dc:creator>Guest Blogger</dc:creator>
				<category><![CDATA[Home Buying & Selling]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[chris klau]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[documentation]]></category>
		<category><![CDATA[dream home]]></category>
		<category><![CDATA[first-time home buyer]]></category>
		<category><![CDATA[first-time home buyers tips]]></category>
		<category><![CDATA[first-time homebuyers]]></category>
		<category><![CDATA[home buyer]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[home buying process]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage insiders]]></category>
		<category><![CDATA[mortgage process]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[real estate process]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=626</guid>
		<description><![CDATA[
By: Chris Klau
The following question is one that we get often at Quizzle.com, the free and easy way to manage your home, money and credit – all in one spot. To give you the best possible answer, we’ve brought in Home Loan Expert Chris Klau.
Chris has nearly 10 years of experience in the mortgage industry [...]]]></description>
		<wfw:commentRss>http://blog.quizzle.com/2009/12/home-loan-qa-ive-found-my-dream-home-now-what/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Make Your Home Loan Experience Go Quickly &amp; Smoothly</title>
		<link>http://blog.quizzle.com/2009/12/how-to-make-your-home-loan-experience-go-quickly-smoothly/</link>
		<comments>http://blog.quizzle.com/2009/12/how-to-make-your-home-loan-experience-go-quickly-smoothly/#comments</comments>
		<pubDate>Mon, 21 Dec 2009 15:25:39 +0000</pubDate>
		<dc:creator>Guest Blogger</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[free credit report]]></category>
		<category><![CDATA[get a mortgage]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan process]]></category>
		<category><![CDATA[loan process]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage banker]]></category>
		<category><![CDATA[mortgage help]]></category>
		<category><![CDATA[mortgage process]]></category>
		<category><![CDATA[quick home loan]]></category>
		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[Quizzle]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=622</guid>
		<description><![CDATA[
By: Joe Kustra
Joe Kustra is a Home Loan Expert with Quicken Loans, America’s #1 Online Mortgage Lender. He has more than six years of experience in the mortgage industry and enjoys helping and educating people about how to get in the right home loan for their personal financial situation and goals.
When beginning the home loan [...]]]></description>
		<wfw:commentRss>http://blog.quizzle.com/2009/12/how-to-make-your-home-loan-experience-go-quickly-smoothly/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Pick the Right Mortgage Banker</title>
		<link>http://blog.quizzle.com/2009/12/home-loan-qanda-how-to-pick-the-right-mortgage-banker/</link>
		<comments>http://blog.quizzle.com/2009/12/home-loan-qanda-how-to-pick-the-right-mortgage-banker/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 17:16:21 +0000</pubDate>
		<dc:creator>Guest Blogger</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[chris klau]]></category>
		<category><![CDATA[get a mortgage]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage banker]]></category>
		<category><![CDATA[mortgage company]]></category>
		<category><![CDATA[mortgage help]]></category>
		<category><![CDATA[mortgage insiders]]></category>
		<category><![CDATA[mortgage professional]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Quicken Loans]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[right mortgage banker]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=609</guid>
		<description><![CDATA[By: Chris Klau
The following home loan question is one that we get often at Quizzle.com. To give you the best possible answer, we’ve brought in Home Loan Expert Chris Klau.
Chris has nearly 10 years of experience in the mortgage industry as Director of the Mortgage Insiders at Quicken Loans and works hard every day to [...]]]></description>
		<wfw:commentRss>http://blog.quizzle.com/2009/12/home-loan-qanda-how-to-pick-the-right-mortgage-banker/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Buying: Things to Know Before You Buy</title>
		<link>http://blog.quizzle.com/2009/11/home-buying-things-to-know-before-you-buy/</link>
		<comments>http://blog.quizzle.com/2009/11/home-buying-things-to-know-before-you-buy/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 19:21:49 +0000</pubDate>
		<dc:creator>Angela Burkhart</dc:creator>
				<category><![CDATA[Home Buying & Selling]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[buying my first home]]></category>
		<category><![CDATA[buying your first home]]></category>
		<category><![CDATA[first home tips]]></category>
		<category><![CDATA[first house tips]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[first-time home buyer]]></category>
		<category><![CDATA[first-time homebuyers]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[home affordability]]></category>
		<category><![CDATA[home buyer tax credit]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[home buying tax credit]]></category>
		<category><![CDATA[home buying tips]]></category>
		<category><![CDATA[home tax credit]]></category>
		<category><![CDATA[homebuyer tax credit]]></category>
		<category><![CDATA[homeowner tax tips]]></category>
		<category><![CDATA[how much home can i afford]]></category>
		<category><![CDATA[how much home can you afford]]></category>
		<category><![CDATA[real estate owned]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=576</guid>
		<description><![CDATA[If you’re in the market for a new home, now is the perfect time to buy.  Not only did the government extend the tax credit until April 30, 2009, but they also opened it up to current home owners who are looking to purchase a new house. Home prices are low and buyers have thousands of [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>What the Heck Is the Fed Funds Rate and Why Should I Care?</title>
		<link>http://blog.quizzle.com/2009/09/what-the-heck-is-the-fed-funds-rate-and-why-should-i-care/</link>
		<comments>http://blog.quizzle.com/2009/09/what-the-heck-is-the-fed-funds-rate-and-why-should-i-care/#comments</comments>
		<pubDate>Wed, 23 Sep 2009 21:07:02 +0000</pubDate>
		<dc:creator>Ann-Marie Murphy</dc:creator>
				<category><![CDATA[Credit Cards & Credit Management]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[News from the Fed]]></category>
		<category><![CDATA[Savings & Retirement]]></category>
		<category><![CDATA[adjustable rate mortgage]]></category>
		<category><![CDATA[adjustable rate mortgages]]></category>
		<category><![CDATA[arm]]></category>
		<category><![CDATA[cd]]></category>
		<category><![CDATA[cds]]></category>
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		<category><![CDATA[Fed funds]]></category>
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		<category><![CDATA[federal funds rate]]></category>
		<category><![CDATA[federal open market committee]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[federal reserve bank]]></category>
		<category><![CDATA[federal reserve board]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[long-term interest rates]]></category>
		<category><![CDATA[long-term loans]]></category>
		<category><![CDATA[money market account]]></category>
		<category><![CDATA[money market accounts]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[prime]]></category>
		<category><![CDATA[prime interest rate]]></category>
		<category><![CDATA[prime rate]]></category>
		<category><![CDATA[Quizzle]]></category>
		<category><![CDATA[quizzle blog]]></category>
		<category><![CDATA[savings account]]></category>
		<category><![CDATA[savings accounts]]></category>
		<category><![CDATA[short-term interest rates]]></category>
		<category><![CDATA[short-term loans]]></category>

		<guid isPermaLink="false">http://blog.quizzle.com/?p=515</guid>
		<description><![CDATA[The Federal Open Market Committee (FOMC) &#8211; a bunch of smartypants from the Federal Reserve Board and Federal Reserve Bank &#8211; meet eight times a year to talk about money issues, one of them being the federal, or &#8220;fed,&#8221; funds rate.
The fed funds rate is the rate at which banks lend money to one another [...]]]></description>
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