In a report about how to deal with rising credit cards rates, TODAY financial editor, Jean Chatzky, suggests viewers visit Quizzle.com to get a totally free credit score, no catches, no trial subscriptions, no credit card required:

Watch the entire video on the Today Show website.

We are all about making Quizzle the best it can be! With a recent boost in Quizzle users and some exciting changes to the site, it is important that basic parts of Quizzle aren’t being overlooked.

I wanted to take some time to answer a few of the frequently asked questions directly from YOU, the Quizzle user.

1. Does getting my information from Quizzle take points away from my credit score?  Does it affect it at all?

Getting your free credit report and score in Quizzle does not take away any points from your credit score or hurt it in any way. We do a “soft inquiry,” so it may show up under “inquiries” on your report. This is just so you can keep a record of every time it was pulled, but it doesn’t affect your credit at all.

2. How often is the information updated on my account?

Here at Quizzle we’ll give you a new free credit report and new free credit score every six months. However, your credit card companies and lenders update your information typically on a monthly basis. So if you would like a credit report and score before your 6 month time period, you can purchase one for just $7.

Your home value estimate and the homes sold in your area are updated daily. Your mortgage review is also updated daily based on the changes you make to your profile. The neighborhood demographic data is updated on a quarterly basis. And the information in your budget tool is updated according to your credit report or according to the updates you make yourself.

3. The details on my home are not all correct.  How do I fix this so that I get an accurate home value?

Currently, there is no way to change your home details, such as square footage or number of bedrooms, in your Quizzle profile. If you’ve recently had your house appraised, you can update the value of your home, but that change will only be reflected inside Quizzle. We will then use the inputted value to calculate the equity of your home and make more accurate mortgage recommendations.

We will be adding functionality soon so that you can manually update the other information about your home in Quizzle too. We definitely want to make sure you get credit for your correct home information!  

4. I received my credit report, but I was trying to get a credit report for my husband.  We have the same e-mail address, so how can I receive his credit report?

Quizzle uses your e-mail address as an individual username for a single account.  Therefore, because you registered for Quizzle, you can view YOUR credit score and include your spouse’s income to the Budget section, but you cannot access your spouse’s credit report.

If he wants to view his own credit report, he would have to register separately under a different e-mail address.

5. How can I dispute items on my credit report?  

1. Log into your Quizzle account.
2. Click on the Credit tab to access your credit report.
3. Click the orange button that says “Dispute this information with Experian.”
4. Fill out the Experian form to file this dispute with the credit bureau.
5. Experian will follow up with you to let you know when your dispute has been resolved.

You can dispute as many items as you’d like on your credit report. Everything from an incorrect date of birth to inaccurate listings of your employer can be disputed. However, if there is something you’d like removed from your credit report, you need to contact Experian directly. Quizzle can’t add or delete items from your credit report.

Did you learn something about Quizzle you didn’t already know? Do you still have questions you’d like answered? Let me know!

Could your credit use a little tweaking?

Maybe you’d like to buy a home or refinance your mortgage. Or maybe your beloved jalopy is on its way out and you need to purchase a new car. Or maybe you’ve simply grown sick and tired of paying so much interest on your credit cards.

When your credit is in top shape, you’ll qualify for the best rates and terms, and that can translate to big savings.

The New Credit Improvement Tool at Quizzle.com

Now, it’s easier than ever before to improve, manage and learn about your credit. The newly launched Credit Improvement Tool at Quizzle.com will help you improve your credit over four short months and learn to manage it for the long-term future.

Start with a free glimpse of how much you may potentially improve your credit score with the “Credit Gauge:”

If you like what you see and would like to improve your credit, you can opt to receive a personalized action plan each month for four months with step-by-step instructions on how to improve your credit based on your unique credit and financial situation.

Your action plan will refer specifically to things you can do with accounts on your credit report and with funds that you have available. With the plan, you’ll also receive a new credit report and score each month so you can track your progress. A four-month subscription is just $75.

To find out how you might improve your credit situation, while learning all the right things to do to maintain good credit for the long-term, log into your Quizzle account or create a Quizzle account right now (no Social Security Number required). As we say in Quizzle Town, happy Quizzling!

Just $1 can make a difference. Quizzle and the Quicken Loans family of companies are running a “tweet-a-thon” today (think telethon, but on Twitter) to raise $10,000 in 10 hours to fight ALS (Amyotrophic Lateral Sclerosis, aka Lou Gehrig’s Disease), a progressive and fatal neurodegenerative disease that affects nerve cells in the brain and spinal cord.

You can help the cause by donating just $1 at TweetForALS.com. If you’re on Twitter, lend us a hand by following @TweetForALS and tweeting us (using the @ reply) to let us and all your followers know:

I just donated $1 to @TweetForALS to help raise $10K in 10 hours for ALS! #tweetforals

The idea behind the tweet-a-thon is to use social media for social good. And you don’t have to be on Twitter to help. You can also spread the word on your MySpace or Facebook page, blog, forums and other online communities. Just refer your family, friends and network to www.tweetforals.com, where they can donate and find more information about ALS.

Sometime before midnight last night, Quizzle welcomed its 200,000th account! I’d tell you the exact time of the milestone, but we’re running a Twitter contest to see which follower comes up with the closest time. Winner gets a free Video Ultra Flip! (Tweet your guess to @Quizzle, including hour, minute, second by 3pm ET today).

We’re proud of this feat and want to thank all of the residents of Quizzle Town for joining our community and spreading the word. It’s because of YOU that Quizzle is thriving. After all, we have yet to spend a single dime on traditional advertising, marketing and PR. Our 200,000 clients came to us through word-of-mouth. And you know what they say: the biggest compliment we can hope to receive is a referral. So THANK YOU!

We have A LOT MORE TO OFFER all of our Quizzler users, so hang tight. In upcoming months, you’ll see new features and freebies, more helpful information and advice, and a continued commitment to top-notch customer service. Have an idea of what you’d like us to add to Quizzle? Give us a shout at feedback@quizzle.com.

Haven’t Quizzled yourself yet? Get started now for your free credit report, free credit score, free home value estimate, free home loan recommendations, free personal budgeting tool and more. Oh, did I mention it’s free?

[Update - 3:00pm] Congratulations to @becksdavis for guessing when Quizzle’s 200,000th user registered within 5 minutes and 5 seconds! Becks guessed 8:32:14pm ET and the real time was… drum roll please… 8:37:19pm ET. Big thanks to everyone who participated!