Ever read a personal finance book or article that suggested the best way to take control of your budget and…
More employers are offering the option of a Roth 401(k) in addition to the traditional 401(k). It’s great to have options, but how do you know if you should go the route of the Roth or stick with the regular?
With all the news about the mortgage industry and the now infamous credit crunch, it can be difficult to see opportunity. But don’t let the negatives cloud over the positives. If you’re looking to buy a home, you’re in a good spot. Mortgage interest rates are at their lowest since 2005.
Your FICO credit score just got a facelift. FICO ’08 is the new and supposedly improved version of your credit score that creditors and lenders will use to determine whether they’ll extend credit to you, how much, and the rates, terms and conditions.
With the new year upon us, it’s time to reflect back on 2007 — all of our money successes and mistakes — and consider how to apply the things we’ve learned to 2008. Bankrate does just this in its 2008 Financial Forecast. From the best and worst of 2007, to the money experts’ crystal ball predictions for 2008, this guide provides a “wealth” of knowledge about your money.
Money matters befuddle even the smartest of us, especially when a dilemma arises that doesn’t lend itself to logic. Ever wonder if you should be throwing that extra cash toward your credit card debt or saving for retirement? Or both? What about leasing or buying a car? Do you know what’s best for your wallet?
Do you know how much your credit cards are costing you in interest each year? Is your home worth more now than it was when you bought it? Are you in the right mortgage? Don’t guess. Know. With your Quizzle Score, you’ll no longer wonder if you’re making the most of your home and money.
It’s more important than ever to take care of your credit. But what’s good for your credit score isn’t always obvious (or logical). Here’s a great Credit Cards 101 article, which answers a lot of common questions about credit cards and credit scores.