Save Money on Your Home Loan; Lower Your Mortgage Rate

3 Ways to Lower Your Mortgage Rate

If you’re planning to buy a new home, there are a few things you can do to save yourself a bundle of money before even walking into your first open house. By positioning yourself to get the lowest interest rate on your home loan, you can save thousands of dollars over the life of the mortgage. We show you how to do it.

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5 Things You Need to Qualify for a Home Loan

Qualifying for a home loan these days isn’t easy and requires extensive documentation as well as some available cash. But know that some of your financial costs may very well be tax-deductible, so be sure to keep all receipts and obtain detailed accounting from your mortgage lender regarding all costs paid out of your pocket once you close the deal. Here are five things you’ll need to qualify for a home loan today.

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Impact of Mortgage Rates on Mortgage Payment over Time

Mortgage Rates Hit All-Time Low

Just when you thought they were as low as they could get, mortgage rates continue to slide. In fact, you can now get a 30-year home loan at the lowest interest rates in 39 years, according to Freddie Mac. Take advantage now, as mortgage rates will likely go up in the near future.

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