Before you head blindly into that mall, overjoyed with the Christmas spirit only to wake up in January to a nasty credit card hangover, here are some tips to help you spread and keep the joy.
Tag: Budgeting Tips
How do you budget? Many of us focus on the wrong things and set ourselves up for failure when it comes to budgeting. Let’s look at a new and improved budgeting system to simplify things and increase the odds that we bring in more than we spend.
Welcome to Quizzle’s Top Money Tips Roundup, where you’ll find this week’s top five most interesting, helpful or unique personal finance articles from around the Web. Today’s edition covers inexpensive gift ideas, worthwhile home improvements, retirement options, budgeting tips and when you should think about getting a new credit card.
When making bigger purchases – furniture, TVs, etc. – saving money is important. One often-overlooked way to save money on a regular basis is with recurring expenses. Saving $15 on your grocery bill may not seem like much, but if you shop for groceries twice a month and save $15 every time, you’ve kept an extra $360 in your pocket each year. Here’s the scoop on how to save money on recurring costs.
Whether you’re using cash or a credit card, it’s easy for spending to get a little out of control. Fortunately, there are steps you can take to get a handle on your spending and always know how much is in your wallet.
The creative use of ordinary items you already have in your home can save you money. Consider, for example, plain white toothpaste. It’s cheap, especially if purchased in a clearance bin or dollar store. In addition to keeping your pearly whites shining and healthy, the humble tube of toothpaste can do the following for you at a fraction of the cost of buying a cartload of specialized products.
About one in eight Americans will drop cable television in 2010. Could you be one of them? Is there life after cable TV? Consider these points and then decide whether you’re ready to take the plunge.
Americans keep 71 million dogs and 81 million cats as pets. The pet industry is huge, and filling a shopping cart in a pet store can ruin a budget. You pay attention to the big picture like your credit score, budget planning, and great deals on home loans. If your pets deserve a good budget checkup too, try these tips.
Healthy personal finance means paying attention to your credit rating, watching your spending habits, creating a budget, and sticking to it. If you’re a pet owner, Fido or Fluffy is a family member – but also a line item in the monthly budget. You can save money while pampering your furry family member with these budget-smart tips.
Just as openness, honesty and a commitment to figuring things out together are keys to a solid relationship, they’re also…