5 Things to Do If Your Credit Score Improves

We spend a lot of time talking about how to improve your credit, but what do you do if your credit does improve? Well, after you’re finished doing a happy dance and bragging to all of your friends, I have a suggestion… Start taking back your cash!

That’s right! You could potentially add a lot more cash flow to your monthly budget by simply reclaiming all of the penalties your less-than-perfect credit forced you to pay. Here are five quick things you should do if your credit score goes up.

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Identity Theft: What to Do If Your Identity Is Stolen

7 Ways to Respond to Identity Theft

Millions of Americans fall prey to identity theft each year, according to the Federal Trade Commission (FTC). When you get the frightening call or become aware that you are one of these victims, it’s important to spring into action quickly to correct the damage that’s been done and prevent further damage.

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Personal Finance Questions to Ask Yourself

6 Personal Finance Questions to Ask Yourself Today

During the past few years of recession, job losses, stock market downturns and trouble in the housing market, millions of Americans have started to take a more active role in understanding and managing their personal finances. If you would like to save more money, spend more wisely and put your life on a more stable and profitable path, there are a few key questions that you should ask yourself today.

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Post-Buyer’s Remorse: Proven Ways to Improve Your Credit Score

Let’s face it, we’ve all been there. You’ve enjoyed a fun and indulgent spending spree, and yes, you charged everything to your credit card. One month and many blissful purchases later, you find yourself facing a huge credit card bill. You don’t have the money to pay for it, so you pay the minimum balance due. This is dangerous, and in many cases, can cost you your credit score – and ultimately your financial future. Find out how to redeem yourself – and your credit score – after a spending spree.

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Drowning in Debt: Is Debt Consolidation Right for You?

The economic and housing downturns have left many families without savings and home equity, and some even without jobs. If you’ve fallen behind on payments or simply want to get out of debt fast, you may be considering debt consolidation. It can be a good solution, but it isn’t for everyone. When researching the debt consolidation option, consider the following.

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Bad Credit? Check Your Mirrors

It may sound silly (or unfair, whichever way you look at it), but more often than not bad credit is having an impact well beyond high interest rates and unapproved credit and loan applications. Credit card debt and a poor credit score can make things like finding a job or a home extremely difficult. Your landlord and your employer were probably all up in your credit score and report at one time or another.

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