Christmas Gifts that Don't Cost a Thing

Ways to Give a Gift without Spending a Dime

We know how it is. You really want to get some amazing gifts for your friends and family, but money’s tight. In fact, tight might be putting it a little mildly: you’re tapped. But don’t start panicking yet. There are plenty of thoughtful gifts you can give that won’t cost you any money at all.

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valentines-vern

How to Make Valentine’s Day Special on a Budget

Valentine’s Day is about showing you care, not who can spend the most money, so when you’re brainstorming ways to celebrate, go back to the basics. What can you do to make the day special for the one you love? Here are a few low-cost ideas.

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