New Mortgage Options

New Mortgage Options for a New Economy

It’s a new housing market, a new lending environment and a new economy. Keeping that in mind, it makes sense that new types of mortgages are popping up all over the place. Some of the innovative new mortgage options that are available to borrowers include the 40-year mortgage, hybrid mortgage, mortgage modification and the YOURgage. Find out what these options are and how they might benefit you.

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Refinance Your Mortgage?

Should You Refinance Your Home?

Whether you’re interested in lowering your mortgage rate, or you’d like to shorten your loan’s term, refinancing your mortgage can mean big savings for you… or it might not be worth it, depending on your personal situation. Find out how to decide whether you should refinance.

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Improve Your Credit Score with Your Mortgage Payment

5 Home Finance Tips to Improve Your Credit Score

Whether you are looking to refinance your home loan or simply clean up your credit, costs and payments associated with your home carry greater weight when it comes to your credit score than other types of financing. Discover at least ways five ways you can improve your credit or keep your score soaring high – and how they relate to your home.

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Impact of Mortgage Rates on Mortgage Payment over Time

Mortgage Rates Hit All-Time Low

Just when you thought they were as low as they could get, mortgage rates continue to slide. In fact, you can now get a 30-year home loan at the lowest interest rates in 39 years, according to Freddie Mac. Take advantage now, as mortgage rates will likely go up in the near future.

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3 Tips that Help Make Sense of Refinancing

If you’re thinking about refinancing, you may be hesitating because you are intimidated by the process. The mortgage industry collapse and unpredictable financial markets have created some new obstacles for borrowers. However, these hurdles can be easily overcome with a little research and preparation. Here are some of the things to be ready for and some tips on how you can prepare yourself to go through the refinance process with ease.

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